Windows 10: Credit rating giant Equifax admits hack; as many as 143 million affect

Credit rating giant Equifax admits hack; as many as 143 million affected | ZDNet

Equifax data breach: Find out if you were one of 143 million hacked - CNET

 

Isn't that wonderful, especially if your name is on the list.

:)

 

Changed from Avast to Defender and now this happens; It might be a very good thing... I don't know...

No it was not always there. I checked that.

If you are unable to help, then perhaps you can tell me who can help.

With all the hacking and compromised software going on, could Microsoft have been affected?

It might be something that I should publicize on social media to see how many others are impacted by this.

Equifax tried to get away with an "I don't know" answer. Those don't work with me.

This is not a fundamental security system. It could be that Microsoft's OS has been tampered with.

Someone at Microsoft should be able to answer this question.

This is a non answer "So, maybe it has always been there, but we were not conscientiously looking for it."

 

facebook messenger

I disagree, there is an issue to be resolved. From what I'm reading this decision is affecting millions of people. My Windows Lumia 640 phone is 3 months old! I should be able to expect it to keep up with the giants - and if Microsoft, Google and Apple
want to keep their customers happy they should be advocating to Facebook on behalf of their billions of customers and trying to find a resolution.

 

I am "Locked/Frozen" with them, will see what that really means in days to come.

 

I've done it a couple of times. Basically any new line of credit had to be approved by calling me on the phone and getting me to verify I wanted to open a account.

 

We also have a credit freezes on all our credit reports. Monitoring only does so much and at this point, a credit freeze is the best option.

Of course the trade off is you can't get instant credit, but it's a small price to pay for an extra layer of security.

Not sure if certain accounts with credit freezes in place are locked down any tighter. The freeze means anyone inquiring about your history is forbidden from accessing it. If that made a difference in this instance remains to be seen.

BTW, I have already called the number & was told that I would have to visit the Equifax website in order to get more details. *Rolleyes

Credit Freeze FAQs | Consumer Information

 

Thanks for the Info Dr Borg.

 

How did you manage to get the freeze? I enrolled, but it won't let me enter the info until 9/12, the enrollment date. That's what it said anyway.

 

Enroll in Complimentary Identity Theft Protection | Equifax

You can go to the above link and go part of the way through the "enroll" to find out if you are one of the 143 million who may have been affected.

You enter the last 6 digits of your SSN and your last name.

I was told I was NOT affected. Not sure why, since I know I had previously entered my full info at Equifax--maybe 8 years ago. Maybe only certain servers were compromised?

The above link also lets you enroll for a year's free identity theft protection. I did NOT enroll as I figured that's just one more avenue to be hacked.

 

@essenbe

You have to call them up & request a freeze. What you're applying for through that is credit monitoring. Credit monitoring is OK, but more often then not they let you know after something happened.

You will be asked to make or be assigned a PIN to unlock the freeze in case someone needs to access your credit report (Loans, insurance, etc.). Unlocking can take a couple days. Same with re-instating the freeze.

Two of the agencies will allow a credit freeze for free & the other one (I forget which one) charges $5.

If a place cannot access your credit score when someone is using your data to take out a loan or open a card account, in most cases they will not issue credit when the access to the credit info is frozen/blocked.

Yeah, I know it's a PIA but it's worth having the extra protection, for what it's worth. Despite mine being frozen, I was informed I was at risk, so it's apparent they don't separate frozen credit info into protected databases. *Sad

 

I logged in and my account was breached. Rumor is that if you sign up for "free" monitoring, you give away your rights for any class action suit. I don't think I am going back on the 12th to further the process.

 

That's why I stick with only the one offered by my bank. It's a freebie thru them as a service, not directly with the credit bureau.

 

Just guessing here, but if the hackers have all your info, they can sign in as you and change "your" phone #. They can give themselves approval.??? Hopefully any action like that requires your "pin" if that wasn't hacked also.

 

This Hack occurred on July 29, 2017 and they wait till now to disclose it.*Banghead

http://insider.foxnews.com/2017/09/08/equifax-data-breach-affects-millions-us-consumers-rep-ted-lieu-calls-investigation