Windows 10: Unable to manage my payment method

I added a payment method to subscribe to one app on my windows 11 PC. But it said the payment failed and to contact my bank for more details. Five minutes later I get an sms from my bank saying Microsoft took 8 EP from my account no service provided in exchange. So I wanted to delete my card details to prevent such scams in the future , and every time I try logging in to my Microsoft account page the page keeps refreshing, after many intents I learned to hit the x button stop downloading once the webpage is visible .. I go to payment methods , choose management for my card and the webpage

:)

 

To REMOVE a payment method or switch between payment methods

To add a payment method or switch between payment methods By default, apps are added to your phone bill when mobile payments are offered. To pay with a credit card instead:

• On the phone or on windowsphone.com, tap
  Add or switch payment methods on the purchase confirmation screen.
• Add a new payment method or change the payment method.

Like always, things are made difficult for the end user

HOW TO REMOVE A PAYMENT METHOD ?

I have removed my visa card, but now have my mobile operator listed as a payment method, how to REMOVE this ?

 

payment method

To add a card or other payment method to your Microsoft account:

• Sign in to account.microsoft.com.
  
• Go to Payment & billing and select
  Payment options.
• Select Add payment option.
  
• Fill in the required fields, and hit Next. If you don't get any more prompts, you're done.

Its the only way I can help....